Volume 2 - Issue 1, January - February 2026

The role remains crucial for the betterment of accessibility and protection against out-of-pocket expenditures in medical care for the vulnerable segments of the economy and society. Various health insurance plans have been launched by the Government of India under the names ‘Ayushman Bharat Pradhan Mantri Jan Arogya Yojana’ and ‘Chief Minister Comprehensive Health Insurance Schemes’ to render protection to the citizens of the country against health risks by curtailing the expenditures during medical situations like illness and hospitalization. It has been acknowledged that there remains a lacuna with respect to the awareness level of the citizens regarding health insurance plans throughout the country. With the above context in mind, the following research aims to ascertain the level of awareness related to the utilization of the health insurance plans by the peoples residing within the territory of Coimbatore District, with special reference to Government plans like PMJAY and CMCHIS and other insurance plans as well.

Dr.J.Novina Steffy, Padmasaran B,"Awareness and Usage of Government Health Insurance Schemes in Coimbatore *Focus on Ayushman Bharat, CMCHIS, and Private Alternatives" International Journal of Advanced Multidisciplinary Research and Educational Development, V2(1): Page(927-929) Jan-Feb 2026. ISSN: 3107-6513. www.ijamred.com. Published by Scientific and Academic Research Publishing.