Deendayal Antyodaya Yojana–Day NRLM (DAY-NRLM) is a flagship programme of the ministry which seeks to eradicate poverty in an approach that comprises the large-scale mobilisation of rural poor households into SHGs and their federations clusters, and support members based on social capital (trust-based institutional platforms), enabling them to access financial services. However, with "most existing research concentrating on the National and state-level data," systematic district-level analyses utilizing administrative databases are constrained. The present study is an attempt to review the performance of DAY-NRLM from secondary data collected from official administrative and banking sources in Prayagraj district of Uttar Pradesh. The study lets the reader understand SHG mobilisation trend through completed MIS years, pattern of SHG–bank credit linkage during 2021–22 to 2024–25 and block-wise variation in CIF disbursement for 2021–22. Descriptive statistical methods and time trend analysis are used to examine the temporal developments and geographical variations in programme implementation. Results reveal growth and consolidation of SHG outreach as well as improvement in the SHG–bank credit linkage at the district level, with significant block-wise disparities in the intensity of implementation. These differences indicate such district-level indicators at aggregate may mask significant within-district variation in programme effectiveness. The study reflects the analytical potential of administrative data for district-level programme monitoring and provides policy relevant insights to further improve decentralised implementation under DAY-NRLM.

Akshay Peter, Dr.Krishna Mani Tripathi,"Performance Trends of DAY-NRLM in Prayagraj District: Evidence from SHG Mobilisation and Financial Inclusion Indicators " International Journal of Advanced Multidisciplinary Research and Educational Development, V2(4): Page(341-354) July - August 2026. ISSN: 3107-6513. www.ijamred.com. Published by Scientific and Academic Research Publishing.